{"id":3623,"date":"2024-07-22T09:10:21","date_gmt":"2024-07-22T07:10:21","guid":{"rendered":"https:\/\/armenterasblanco.com\/falta-del-nexe-causal\/"},"modified":"2024-07-22T09:10:21","modified_gmt":"2024-07-22T07:10:21","slug":"falta-del-nexe-causal","status":"publish","type":"post","link":"https:\/\/armenterasblanco.com\/ca\/falta-del-nexe-causal\/","title":{"rendered":"Qu\u00e8 fer quan la companyia d’assegurances no ens vol indemnitzar per falta de nexe causal?"},"content":{"rendered":"

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\u00c9s habitual que les companyies d’assegurances, en els fuetades cervicals produ\u00efdes per col\u00b7lisions posteriors, es neguin a indemnitzar al\u00b7legant que la in\u00e8rcia de xoc entre els vehicles ha estat massa baixa per produir cap tipus de lesi\u00f3 i, en conseq\u00fc\u00e8ncia, no es compleix el criteri d’intensitat. Acostumen a acompanyar el rebuig de l’oferta motivada amb una pericial biomec\u00e0nica que calcula el DELTA V de la col\u00b7lisi\u00f3 (la velocitat d’acceleraci\u00f3 dels ocupants durant la col\u00b7lisi\u00f3) i es remet a una suposada bibliografia m\u00e8dica segons la qual es necessita un determinat DELTA V per produir lesions cervicals. <\/span><\/p>\n

La jurisprud\u00e8ncia s’ha pronunciat en diverses ocasions sobre el fet que aquest tipus de pericials biomec\u00e0niques no tenen prou rigor cient\u00edfic per determinar si existeix relaci\u00f3 de causalitat entre l’accident i les lesions. Per determinar que es compleix el criteri d’intensitat s’han de tenir en compte altres tipus de factors; la manera d’oc\u00f3rrer de l’accident, els informes m\u00e8dics immediatament posteriors, els informes de seguiment m\u00e8dic, la rehabilitaci\u00f3 realitzada, l’informe d’alta m\u00e8dica etc..<\/span><\/p>\n

Els parxocs moderns estan fets d’un material que evita que es deformin permanentment en cops de baixa in\u00e8rcia, de manera que traslladen la for\u00e7a d’impacte als ocupants. En les col\u00b7lisions posteriors s’han de tenir en compte diferents variables i no nom\u00e9s la velocitat de col\u00b7lisi\u00f3, \u00e9s a dir; la posici\u00f3 del lesionat en el moment de la col\u00b7lisi\u00f3; si estava inclinat cap endavant, si tenia recolzat el cap al reposacaps, si estava alerta perqu\u00e8 es preveia la col\u00b7lisi\u00f3, l’edat del lesionat, la seva estructura \u00f2ssia i muscular, si \u00e9s home o dona etc. <\/span><\/p>\n

En aquest sentit, podem citar, entre moltes altres, la <\/span>Sent\u00e8ncia de l’Audi\u00e8ncia Provincial de Barcelona, secci\u00f3 14, de 16 de gener de 2018, sent\u00e8ncia n\u00fam. 3\/2018.<\/b><\/p>\n

Es cierto que en las colisiones por alcance, como la producida en este caso, el hecho de que los da\u00f1os de los veh\u00edculos no sean cuantiosos no es un dato concluyente y seguro que permita descartar, sin m\u00e1s, la existencia de tales lesiones, no siendo infrecuente que, pese a la baja intensidad de la colisi\u00f3n y los escasos da\u00f1os materiales producidos, por las caracter\u00edsticas, hoy en d\u00eda, de los materiales con que est\u00e1n fabricadas las piezas de los veh\u00edculos, se produzca, sin embargo, el latigazo cervical al desplazarse la energ\u00eda cin\u00e9tica del impacto al cuello de los ocupantes del veh\u00edculo alcanzado, resultado en el que influyen otras muchas circunstancias, aparte de la intensidad del impacto, como la forma en que se produzca, la posici\u00f3n que ocuparan los lesionados en el veh\u00edculo y, muy especialmente, si fueron conscientes o no del impacto, momento antes de que se produjera, y pudieron prepararse, en alguna forma, frente al mismo. Por otra parte, en este caso, se dan las circunstancias de que, ocurrido el accidente, la reclamante fue reconocida inmediatamente en el servicio de urgencias del Hospital de Sabadell, siendo diagnosticada de fuetada cervical sin lesiones \u00f3seas agudas, prescribi\u00e9ndose analg\u00e9sicos sin que, en ning\u00fan momento, por los m\u00e9dicos se dudara de la relaci\u00f3n de causalidad de tales lesiones con el accidente de tr\u00e1fico en cuesti\u00f3n. Y frente a ello, para desvirtuar la relaci\u00f3n causal, no puede prevaler el llamado dictamen pericial de biomec\u00e1nica del accidente aportado a las actuaciones por la aseguradora demandada, cuyas te\u00f3ricas conclusiones no pueden estimarse seguras, ya que muy peque\u00f1as variaciones en los par\u00e1metros de referencia, motivadas, por ejemplo, por la configuraci\u00f3n o estructura del veh\u00edculo da\u00f1ado, por la forma de producirse el accidente y por el resultado de da\u00f1os materiales pueden dar lugar a alteraciones extraordinariamente significativas sobre esas conclusiones extra\u00eddas de forma aprior\u00edstica. Criterio \u00e9ste tenido en cuenta por la jueza a quo para establecer la relaci\u00f3n causal discutida en la instancia.<\/span><\/i><\/p>\n

Si ha tingut un accident de tr\u00e0nsit i t\u00e9 lesions com a conseq\u00fc\u00e8ncia d’aquest, consulti amb els nostres advocats especialistes en accidents de tr\u00e0nsit<\/a> i li indicarem la viabilitat de la seva reclamaci\u00f3.<\/span><\/p>\n

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\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>
\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>
\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div> \u00c9s habitual que les companyies d’assegurances, en els fuetades cervicals produ\u00efdes per col\u00b7lisions posteriors, es neguin a indemnitzar al\u00b7legant que la in\u00e8rcia de xoc entre els vehicles ha estat massa baixa per produir cap tipus de lesi\u00f3 i, en conseq\u00fc\u00e8ncia, no es compleix el criteri d’intensitat. Acostumen a acompanyar el rebuig de l’oferta motivada […]<\/p>\n","protected":false},"author":0,"featured_media":3077,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

Es habitual que las compa\u00f1\u00edas de seguros, en los latigazos cervicales producidos por colisiones posteriores, se nieguen a indemnizar alegando que la inercia de choque entre los veh\u00edculos ha sido demasiado baja para producir ning\u00fan tipo de lesi\u00f3n y en consecuencia, no se cumple el criterio de intensidad. Acostumbran a acompa\u00f1ar el rechazo de la oferta motivada con una pericial biomec\u00e1nica que calcula el DELTA V de la colisi\u00f3n (la velocidad de aceleraci\u00f3n de los ocupantes durante la colisi\u00f3n) y se remite a una supuesta biograf\u00eda m\u00e9dica seg\u00fan la cual se necesita un determinado DELTA V para producir lesiones cervicales.\u00a0<\/span><\/p>

La jurisprudencia se ha pronunciado en varias ocasiones sobre que este tipo de periciales biomec\u00e1nicas no tienen suficiente rigor cient\u00edfico para determinar si existe relaci\u00f3n de causalidad entre el accidente y las lesiones.\u00a0 Para determinar que se cumple el criterio de intensidad se deben tener en cuenta otro tipo de factores; el modo de ocurrir del accidente, los informes m\u00e9dicos inmediatamente posteriores, los informes de seguimiento m\u00e9dico, la rehabilitaci\u00f3n realizada, el informe de alta m\u00e9dica etc..<\/span><\/p>

Los parachoques modernos est\u00e1n hechos de un material que evita que se deformen permanentemente en golpes de baja inercia, de manera que trasladan la fuerza de impacto a los ocupantes. En las colisiones posteriores se deben tener en cuenta distintas variables y no solo la velocidad de colisi\u00f3n, es decir; la posici\u00f3n del lesionado en el momento de la colisi\u00f3n; si estaba inclinado hacia delante, si ten\u00eda apoyada la cabeza en el reposacabezas, si se estaba alerta porque se preve\u00eda la colisi\u00f3n, la edad del lesionado, su estructura \u00f3sea y muscular, si es hombre o mujer etc.\u00a0<\/span><\/p>

En este sentido, podemos citar, entre muchas otras, la <\/span>Sentencia de la Audiencia Provincial de Barcelona, secci\u00f3n 14, de 16 de enero de 2018, sentencia n\u00ba 3\/2018.<\/b><\/p>

Es cierto que en las colisiones por alcance, como la producida en este caso, el hecho de que los da\u00f1os de los veh\u00edculos no sean cuantiosos no es un dato concluyente y seguro que permita descartar, sin m\u00e1s, la existencia de tales lesiones, no siendo infrecuente que, pese a la baja intensidad de la colisi\u00f3n y los escasos da\u00f1os materiales producidos, por las caracter\u00edsticas, hoy en d\u00eda, de los materiales con que est\u00e1n fabricadas las piezas de los veh\u00edculos, se produzca, sin embargo, el latigazo cervical al desplazarse la energ\u00eda cin\u00e9tica del impacto al cuello de los ocupantes del veh\u00edculo alcanzado, resultado en el que influyen otras muchas circunstancias, aparte de la intensidad del impacto, como la forma en que se produzca, la posici\u00f3n que ocuparan los lesionados en el veh\u00edculo y, muy especialmente, si fueron conscientes o no del impacto, momento antes de que se produjera, y pudieron prepararse, en alguna forma, frente al mismo. Por otra parte, en este caso, se dan las circunstancias de que, ocurrido el accidente, la reclamante fue reconocida inmediatamente en el servicio de urgencias del Hospital de Sabadell, siendo diagnosticada de fuetada cervical sin lesiones \u00f3seas agudas, prescribi\u00e9ndose analg\u00e9sicos sin que, en ning\u00fan momento, por los m\u00e9dicos se dudara de la relaci\u00f3n de causalidad de tales lesiones con el accidente de tr\u00e1fico en cuesti\u00f3n. Y frente a ello, para desvirtuar la relaci\u00f3n causal, no puede prevaler el llamado dictamen pericial de biomec\u00e1nica del accidente aportado a las actuaciones por la aseguradora demandada, cuyas te\u00f3ricas conclusiones no pueden estimarse seguras, ya que muy peque\u00f1as variaciones en los par\u00e1metros de referencia, motivadas, por ejemplo, por la configuraci\u00f3n o estructura del veh\u00edculo da\u00f1ado, por la forma de producirse el accidente y por el resultado de da\u00f1os materiales pueden dar lugar a alteraciones extraordinariamente significativas sobre esas conclusiones extra\u00eddas de forma aprior\u00edstica. Criterio \u00e9ste tenido en cuenta por la jueza a quo para establecer la relaci\u00f3n causal discutida en la instancia.<\/span><\/i><\/p>

Si ha tenido un accidente de tr\u00e1fico y tiene lesiones como consecuencia del mismo, consulte con nuestros abogados especialistas en accidentes de tr\u00e1fico<\/a> y le indicaremos la viabilidad de su reclamaci\u00f3n.<\/span><\/p>","_et_gb_content_width":"","_joinchat":[],"footnotes":""},"categories":[85],"tags":[],"class_list":["post-3623","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accidentes-de-trafico"],"yoast_head":"\nQu\u00e8 fer quan la companyia d'assegurances no ens vol indemnitzar per falta de nexe causal? - Armenteras Blanco Advocats<\/title>\n<meta name=\"description\" content=\"T'expliquem el nexe causal i per qu\u00e8 les companyies moltes vegades afirmen que falta per pagar la indemnitzaci\u00f3 adequada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/armenterasblanco.com\/ca\/falta-del-nexe-causal\/\" 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