{"id":3630,"date":"2023-11-16T12:35:39","date_gmt":"2023-11-16T11:35:39","guid":{"rendered":"https:\/\/armenterasblanco.com\/despeses-constitucio-hipoteca-jutjat-50-barcelona\/"},"modified":"2023-11-16T12:35:39","modified_gmt":"2023-11-16T11:35:39","slug":"despeses-constitucio-hipoteca-jutjat-50-barcelona","status":"publish","type":"post","link":"https:\/\/armenterasblanco.com\/ca\/despeses-constitucio-hipoteca-jutjat-50-barcelona\/","title":{"rendered":"Les despeses de constituci\u00f3 de la hipoteca. Quan s\u00f3n abusives segons el jutjat N\u00fam. 50 de Barcelona?"},"content":{"rendered":"<h2>Qu\u00e8 \u00e9s la pensi\u00f3 d&#8217;aliments i qui l&#8217;ha de pagar?<\/h2>\n<p><span style=\"font-weight: 400;\">El Jutjat de Primera Inst\u00e0ncia n\u00fam. 50, jutjat especialista en mat\u00e8ria de condicions generals de la contractaci\u00f3, ha dictat la primera sent\u00e8ncia sobre la nul\u00b7litat de la cl\u00e0usula   relativa a les despeses de constituci\u00f3 de la hipoteca, segons la qual han de ser en la seva totalitat a c\u00e0rrec del consumidor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La sent\u00e8ncia estableix a grans trets el seg\u00fcent:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Declara la nul\u00b7litat de la cl\u00e0usula per abusiva i la t\u00e9 per no posada en el contracte de pr\u00e9stec, encara que modera els efectes d&#8217;aquesta declaraci\u00f3.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Estableix que l&#8217;impost d&#8217;Actes Jur\u00eddics Documentats (la partida m\u00e9s elevada de les despeses de constituci\u00f3 de la hipoteca) ha d&#8217;anar a c\u00e0rrec del consumidor en aplicaci\u00f3 de l&#8217;art. 68 del Reglament Hipotecari.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Estableix que la resta de despeses (notaria, Registre de la Propietat i gestoria) s&#8217;han de pagar al 50% entre l&#8217;entitat financera i el client.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">El banc \u00e9s finalment condemnat a pagar 624,88 euros dels 4.237,76 euros que se li reclamaven.<\/span><\/p>\n<h3>Responsabilitat hipotec\u00e0ria<\/h3>\n<p><span style=\"font-weight: 400;\">El criteri del Jutjat entenem que \u00e9s erroni, en primer lloc perqu\u00e8 no t\u00e9 en compte la jurisprud\u00e8ncia reiterada del Tribunal de Just\u00edcia de les Comunitats Europees que estableix que el Jutge no pot moderar els efectes de nul\u00b7litat d&#8217;una cl\u00e0usula. En segon lloc, perqu\u00e8 no t\u00e9 en compte la Sent\u00e8ncia del Tribunal Suprem de 23 de desembre de 2016, segons la qual l&#8217;Impost d&#8217;Actes Jur\u00eddics Documentats ha de ser abonat per l&#8217;entitat prestadora i no pel consumidor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Estem a la seva <a href=\"https:\/\/armenterasblanco.com\/\">disposici\u00f3<\/a> per a qualsevol aclariment o per a l&#8217;estudi del seu cas concret.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Qu\u00e8 \u00e9s la pensi\u00f3 d&#8217;aliments i qui l&#8217;ha de pagar? El Jutjat de Primera Inst\u00e0ncia n\u00fam. 50, jutjat especialista en mat\u00e8ria de condicions generals de la contractaci\u00f3, ha dictat la primera sent\u00e8ncia sobre la nul\u00b7litat de la cl\u00e0usula relativa a les despeses de constituci\u00f3 de la hipoteca, segons la qual han de ser en la [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_joinchat":[],"footnotes":""},"categories":[24],"tags":[],"class_list":["post-3630","post","type-post","status-publish","format-standard","hentry","category-derecho-bancario"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les despeses de constituci\u00f3 de la hipoteca. 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Quan s\u00f3n abusives segons el jutjat N\u00fam. 50 de Barcelona? - Armenteras Blanco Advocats\" \/>\n<meta property=\"og:description\" content=\"Descobreix el criteri del jutjat de primera inst\u00e0ncia sobre la pensi\u00f3 d&#039;aliments i la hipoteca, i com pot afectar la teva situaci\u00f3 econ\u00f2mica.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/armenterasblanco.com\/ca\/despeses-constitucio-hipoteca-jutjat-50-barcelona\/\" \/>\n<meta property=\"og:site_name\" content=\"Armenteras Blanco Advocats\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-16T11:35:39+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/armenterasblanco.com\\\/ca\\\/despeses-constitucio-hipoteca-jutjat-50-barcelona\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/armenterasblanco.com\\\/ca\\\/despeses-constitucio-hipoteca-jutjat-50-barcelona\\\/\"},\"author\":{\"@id\":\"https:\\\/\\\/armenterasblanco.com\\\/ca\\\/#organization\"},\"headline\":\"Les despeses de constituci\u00f3 de la hipoteca. 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