{"id":3643,"date":"2023-10-11T11:15:51","date_gmt":"2023-10-11T09:15:51","guid":{"rendered":"https:\/\/armenterasblanco.com\/sobreseiment-execucio-hipotecaria-banc-sabadell-ca\/"},"modified":"2026-10-05T17:46:40","modified_gmt":"2026-10-05T15:46:40","slug":"sobreseiment-execucio-hipotecaria-banc-sabadell-ca","status":"publish","type":"post","link":"https:\/\/armenterasblanco.com\/ca\/sobreseiment-execucio-hipotecaria-banc-sabadell-ca\/","title":{"rendered":"Armenteras Blanco Advocats aconsegueix el sobrese\u00efment d’una execuci\u00f3 hipotec\u00e0ria instada per Banc Sabadell"},"content":{"rendered":"

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EL SOBRESE\u00cfMENT D’UNA EXECUCI\u00d3 HIPOTEC\u00c0RIA INSTADA PER BANC SABADELL<\/b><\/h1>\n

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El Jutjat de Primera Inst\u00e0ncia n\u00fam. 1 de Cerdanyola del Vall\u00e8s ha sobresegut un procediment d’execuci\u00f3 hipotec\u00e0ria, instat per Banc Sabadell<\/strong>, en considerar que la cl\u00e0usula de venciment anticipat continguda en el pr\u00e9stec hipotecari, per la qual l’entitat financera es pot donar per ven\u00e7uda davant l’impagament de tan sols una quota, \u00e9s nul\u00b7la de ple dret i s’ha de tenir per no posada.<\/span><\/p>\n

En aquest cas, malgrat que constaven impagades diverses quotes, el Jutge considera que s’ha de tenir en compte l’establert per la Sent\u00e8ncia del Tribunal de Just\u00edcia de la Uni\u00f3 Europea d’11 de juny de 2015, quant que <\/span>\u201ca fin de garantizar el efecto disuasorio del art\u00edculo 7 de la Directiva 93\/13<\/span><\/i> (sobre las cl\u00e1usulas abusivas celebradas en contratos con consumidores<\/span>) las prerrogativas del juez nacional que constata la existencia de una \u201ccl\u00e1usula abusiva\u201d en el sentido del art\u00edculo 3, apartado 1, de la misma Directiva, no pueden estar supeditadas a que la cl\u00e1usula se aplique o no en la pr\u00e1ctica\u201d<\/span><\/i> .<\/span><\/p>\n

\u00c9s a dir que un dels objectius d’aquesta Directiva Europea \u00e9s dissuadir les empreses d’utilitzar cl\u00e0usules abusives en els seus contractes subscrits amb consumidors, per la qual cosa la manera de garantir aquest objectiu \u00e9s que els jutges nacionals puguin declarar-ne la nul\u00b7litat i tenir-les per no posades, amb independ\u00e8ncia de si s’han arribat a aplicar o no<\/strong>.<\/span><\/p>\n

La conseq\u00fc\u00e8ncia de la declaraci\u00f3 de nul\u00b7litat d’aquesta cl\u00e0usula abusiva \u00e9s la seva expulsi\u00f3 del contracte de pr\u00e9stec hipotecari. En aquest cas, Banc Sabadell, ja no podr\u00e0 reclamar la totalitat del pr\u00e9stec al nostre client, ni executar el seu habitatge. \u00danicament, podr\u00e0 reclamar les quotes impagades que es vagin vencent mitjan\u00e7ant procediment ordinari i no d’execuci\u00f3 hipotec\u00e0ria.<\/span><\/p>\n

Us deixem aqu\u00ed la sent\u00e8ncia \u00edntegra per si \u00e9s del vostre inter\u00e8s.<\/span>Sentencia vencimiento anticipada03052017<\/span><\/a><\/p>\n

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EL SOBRESE\u00cfMENT D’UNA EXECUCI\u00d3 HIPOTEC\u00c0RIA INSTADA PER BANC SABADELL El Jutjat de Primera Inst\u00e0ncia n\u00fam. 1 de Cerdanyola del Vall\u00e8s ha sobresegut un procediment d’execuci\u00f3 hipotec\u00e0ria, instat per Banc Sabadell, en considerar que la cl\u00e0usula de venciment anticipat continguda en el pr\u00e9stec hipotecari, per la qual l’entitat financera es pot donar per ven\u00e7uda davant l’impagament […]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_joinchat":[],"footnotes":""},"categories":[30],"tags":[],"class_list":["post-3643","post","type-post","status-publish","format-standard","hentry","category-derecho-inmobiliario"],"yoast_head":"\nArmenteras Blanco Advocats aconsegueix el sobrese\u00efment d'una execuci\u00f3 hipotec\u00e0ria instada per Banc Sabadell - Armenteras Blanco Advocats<\/title>\n<meta name=\"description\" content=\"Armenteras Blanco Advocats aconsegueix el sobrese\u00efment d'una execuci\u00f3 hipotec\u00e0ria instada per Banc Sabadell. 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